Bowen Financial Services, LLC (BFS) offers distinct advantages as your advisor in today’s complex investment environment.
Our understanding of your tax and financial picture. We understand the complex tax and financial planning issues you face and know the impact that investments can have on the management of your day-to-day finances, and long-term financial objectives.
Sound advice with no strings attached. We structure our services with one objective in mind – that is, helping you meet your financial goals and investment objectives. Since we do not market securities or insurance products, earn commissions on product sales, or take custody of your money, you can be assured that representing your best interest is our only interest.
An objective advisory approach. We have the ability to work with custodians and money managers on your behalf, while serving as “watchdog” and independent reviewer of their performance, efficiency, costs, and fees.
Bowen Financial Services, LLC (BFS) is a Midlothian, Virginia financial advisory firm providing fee-only financial planning and investment management services to individuals, families and small businesses. Fee-Only means BFS is compensated solely by fees paid by our clients, as we do not accept commissions or compensation from any non-client source nor do we sell any products. We believe there is a significant “conflict of interest” if an advisor stands to gain financially from the purchase of any product he or she recommends to the client.
We want to distinguish ourselves from other advisors that are referred to as “Fee-based” or “Fee-offset” as they charge both a fee and receive commissions from selling products. BFS uses neither method. As a registered investment advisors BFS has a fiduciary duty to our clients. The client’s best interests must be placed before our own.
Bowen Financial Services is independent, meaning we have no outside entity to unduly influence our client advice. Our independence enables us to select World-Class Partners in the joint duty of managing our clients’ money. BFS focuses on clients’ financial planning requirements and asset allocation decisions and in most instances utilizes partners for the duties of security selection. In addition, mutual fund supermarkets like TD Ameritrade enable BFS and our clients to enjoy substantial economies of scale in asset trading and custodial services. Our clients are considered “institutional clients” with these partners. We strongly believe the combined breadth and cost effectiveness available from this method of building balanced, global portfolios is unmatched by any single service provider.
2840 Polo Parkway #100
Midlothian, VA 23113
Phone: (804) 897-2850 Fax: